Retail Portfolio Risk Manager FinTech (d/f/m)

Berlin
Autohero

AUTO1 FinTech is the digital enabler for innovative financial solutions in the international car trade and offers purchase financing for partner dealers of AUTO1.com, the online marketplace for the commercial used car trade. AUTO1.com is part of AUTO1 Group, Europe’s leading car trading platform. AUTO1 FinTech was established as a joint venture of i.a. Allianz, Deutsche Bank and AUTO1 Group.


As one of the first members of the AUTO1 FinTech team, your work will have great impact on the company's success. You have the chance to create and be part of a start-up, but still enjoy the stability of a company backed by strong partners & shareholders.



What you will do:

  • Pioneer the risk management function for the pan-European Retail Services division of the company (loans and leases for pre-owned cars in the consumer/SME segment)
  • Develop and execute go-to-market strategies for risk assessment, prediction and calibration, providing input into pricing and product
  • Develop and implement risk management policies, procedures and tools
  • Monitor performance of products and portfolios as a whole and by relevant segments/cohorts
  • Conduct reviews on a regular basis and provide ongoing assessments of actual and expected losses as compared to lease and loan program parameters and goals
  • Analyse performance deviation/abnormality and identify problematic segments to develop and implement corrective action
  • Control limit usage, perform stress scenarios and conduct limit request planning
  • Lead the risk identification and review of market or business trends
  • Provide analytical support in implementing collection policies and their continuous improvement


What you will get:

  • The chance to become part of the digital revolution in the used car sector
  • The opportunity to create something new in a greenfield approach
  • An open, goal & result oriented start-up culture
  • An attractive salary package
  • Flexible working hours 


Sounds interesting? Upload your CV with a note of your salary expectations. Christine Stuart - Fairweather is looking forward to your application.

Voraussetzungen

What you should bring:

  • A minimum of 3 years of experience in (credit) risk management role in the retail/consumer financial services field
  • Degree in Mathematics, Economics, Operations Research, Statistics, or relevant experience
  • Advanced knowledge of retail/consumer risk management practices
  • Experience in using analytical tools such as Excel, Python, SAS or SQL
  • Excellent analytical and communication skills
  • Ability to communicate complex analysis in a simple language
  • Team player and good collaboration ability
  • Fluent in written and spoken English

Kontakt für Bewerbung

Herr Jaime Fernandez

Arbeitsort

Bergmannstr. 72, 10961 Berlin

Mehr zum Job

Anzeigenart Stellenangebot
Arbeitszeit Vollzeit
Vertragsart Festanstellung
Berufliche Praxis mit Berufserfahrung
Aus- und Weiterbildung Abschluss Hochschule / Berufsakademie / Duales Studium
Berufskategorie Recht, Steuern, Finanzen, Controlling / Sonstiges
Arbeitsort
Bergmannstr. 72, 10961 Berlin